From our initial conversation to the ongoing management of your financial plan, we prioritize understanding your unique goals and values. We begin with a thorough discovery process, where we get to know your financial objectives, personal aspirations, and key concerns. From there, we develop a customized strategy tailored specifically to your needs. Throughout our relationship, you can expect proactive communication, transparent guidance, and a commitment to helping you achieve financial success while living a fulfilling life.

Our compensation structure is designed to be transparent and aligned with your needs. We charge a reasonable fee for comprehensive financial plans for clients seeking financial guidance while accumulating assets. For wealth management services, we typically charge a percentage of assets under management. In most cases, we waive the financial planning fee for clients with assets exceeding $500,000. This approach lets us provide tailored advice and long-term value as your financial partner.

While it's possible to manage your finances yourself, working with an experienced financial advisor brings expertise, strategy, and peace of mind that can be difficult to achieve alone. At Hartwell Financial Group, we offer personalized guidance beyond investment choices. We help you navigate complex financial decisions, optimize tax strategies, manage risk, and ensure your financial plan aligns with your long-term goals and values. Our proactive approach lets you focus on what truly matters while we manage the details to keep your financial life on track. Expert advice can help you avoid costly mistakes, seize opportunities, and create a more secure financial future.

Retirement planning involves more than just saving and investing—it’s about building a strategy that ensures financial security and peace of mind throughout retirement. At Hartwell Financial Group, we offer expert guidance that addresses the complexities of retirement, such as tax-efficient withdrawals, healthcare costs, and protecting against the risks of outliving your savings. By understanding your unique goals and values, we create a tailored roadmap designed to help you achieve the lifestyle you envision while minimizing potential pitfalls. Working with an experienced advisor helps you avoid common mistakes, maximize your retirement income, and confidently enjoy the retirement you’ve worked so hard to achieve.

Yes, at Hartwell Financial Group, we proudly operate as fiduciaries, which means we are legally and ethically bound to act in your best interest. This commitment goes beyond simply offering advice; it ensures that every recommendation we make is tailored to your unique financial situation, goals, and values. As fiduciaries, we prioritize transparency, integrity, and trust, so you can have confidence that your financial well-being is our top priority. Whether it's selecting the right investments, crafting a comprehensive financial plan, or managing your wealth, our fiduciary responsibility means that your success is our success.